Subaru College Graduate Program

 

Transition from the classroom to the open road with ease and confidence.

At Lee’s Summit Subaru, we recognize the incredible hard work and determination it takes to earn your degree. To celebrate your academic milestone, our College Graduate Finance Special offers eligible graduates preferred financing rates on new and qualifying pre-owned Subaru models—helping you step into your next chapter with reliable transportation and flexible payment terms.

Customer Eligibility

To qualify for graduate financing assistance through Subaru, applicants must meet the following program requirements:

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Academic Requirement: Earned an Associate, Bachelor’s, Master’s, or Nursing degree (RN/LVN) within the past 36 months, or graduating within the next 6 months from an accredited 2- or 4-year U.S. college or graduate school.
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Credit History: Applicants with no prior or current vehicle credit history are welcome to apply.
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Credit Standing: Applicants cannot have derogatory or delinquent credit history, past or present.
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Joint Applicants: For joint applications, both primary and co-applicant must satisfy all program eligibility requirements to qualify.

Product Eligibility & Financing Terms

Flexible financing arrangements structured around your starting career and budget.

Retail Financing

Eligible on all New, Certified Pre-Owned (CPO), and Used Subaru models up to 12 model years old. Maximum loan term up to 72 months and maximum booked LTV with aftermarket up to 130%.

Leasing Options

Available on all new Subaru models. Lease options feature maximum advances up to 100% of MSRP for financing terms up to 48 months.

Financing Caps & Ratios

Maximum Amount Financed or Net Capitalized Cost up to $40,000. Maximum approved Payment-To-Income (PTI) is 15% and maximum Debt-To-Income (DTI) is up to 60% based on credit approval.

Explore Eligible Vehicles

Participating Regional Colleges & Universities

We are proud to serve recent graduates and graduating seniors from accredited institutions across the Kansas City metro and surrounding regional areas, including:

Ready to Get Started?

Take advantage of special tier financing for recent graduates today. Simply complete our online finance application or bring your diploma or official transcript to our dealership in Lee’s Summit.

Have questions about eligibility? Contact our finance team today at 816-608-6458.

Frequently Asked Questions (FAQ)

Who is eligible for the Subaru College Graduate Program?

The program is available to applicants who have graduated within the past 36 months, or are graduating within the next 6 months, with an Associate, Bachelor’s, Master’s, or Nursing degree (RN/LVN) from an accredited 2- or 4-year U.S. college or graduate school.

What documents do I need to provide to prove eligibility?

You will need to provide proof of graduation or upcoming graduation, such as a copy of your diploma or an official college transcript, along with verification of employment or a qualifying job offer.

Can I participate if I don't have prior vehicle credit history?

Yes! Applicants with no prior or current vehicle credit history are welcome to apply, provided there is no derogatory or delinquent credit history on record.

Which vehicles are eligible for retail financing or leasing under this program?

Retail financing is available on all New, Certified Pre-Owned (CPO), and Used Subaru models up to 12 model years old. Leasing options apply to all brand-new Subaru models.

Are students from regional Kansas City colleges eligible?

Yes, graduates from any accredited U.S. institution qualify, including local schools such as UMKC, KU, MU, K-State, MCC Community Colleges, JCCC, Rockhurst, UCM, and other regional universities.

*Offer available to qualified applicants who meet College Graduate Program eligibility requirements. Subject to credit approval. Additional terms and conditions apply. See dealer for complete details.